About Tala - Fast Online Cash Loan
Join the millions of satisfied customers who have advanced their lives with Tala - your trusted financial partner! Apply now through our secure and easy to use mobile app and get your loan decision in seconds! Receive...
Join the millions of satisfied customers who have advanced their lives with Tala - your trusted financial partner!
Apply now through our secure and easy to use mobile app and get your loan decision in seconds! Receive your loan via our various cashout options within 24 hours.
What do I need to sign up?
• Upload ONE valid ID through our secure system
• No other paperwork needed
• No security or collateral required
• No bank account required
How simple is the process?
• Download the Tala app
• Fill out our quick loan application in the Tala mobile app
• Verify your identity through our secure system
• Get cash sent directly to your bank account, Coins.ph wallet, or nearest padala center
How quickly will I get my money?
• Same-day processing through Coins.ph and padala centers gets money in your hands quickly
• Or cash out at your local bank within 24 hours
How much can I borrow?*
• Tala will loan you anywhere from Php 1,000 - 2,000 at first
• You can build your limit up to Php 15,000 by making loan payments on time
• Cash out at thousands of padala center locations, including, Cebuana Lhuillier, Palawan Express, M Lhuillier, or cash out into your own bank account, or the Coins.ph app
How do I repay my loan?
• You can pay via GCash, Coins.ph, 7-Eleven, Cebuana Lhuillier, or M Lhuillier!
• You can pay in full or make partial payments, anytime on or before your due date
• Easy repayment schedule keeps you on track with your payments
What are my loan terms?
Customers can express a preference for loan terms up to 90 days.
• 90-day loan payment terms have a one-time fee of 39%*
• For example, for a 90-day loan with a principal amount of Php 1,000, the service fee would be Php390 and the total amount due would be Php1,390. Note that percentages above are not inclusive of applicable taxes.
Depending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 90 days. Customers have the option to select a term as short as 21 days.
Why use Tala?
• Simple application and approval process lets you borrow money instantly
• Personal security PIN ensures maximum protection over your identity
• Financial education tips to help you budget, save and invest your money
• Share Tala with friends and earn a bonus applied to your next loan payment
• Let millions of Tala customer success stories inspire you on your journey
Have questions? Visit www.tala.ph to check out our FAQs.
Ready to get started? Download the Tala app and apply for a loan today. Salamat!
*Tala reminds you to always check the fees, charges and terms and conditions of your loan offer before accepting your loan. Tala charges a service fee of 11-39% of principal (EIR**: 13.0-15.7%; APR: 158.2-191.2%). Maximum late fee is 8% of the balance outstanding at the time of default. Tala will never charge you more than the amount of your service fee (plus, if you do not repay on time, a one-time late fee). Interest and fees do not compound or accrue. To qualify, a borrower must be a resident of the Philippines and satisfy Tala’s know-your-customer and underwriting requirements. Tala Financing Philippines Inc. (SEC Registration No.: CS201710582; TIN: 009-614-758; Certificate of Authority No.: 1132). Additional terms and conditions apply.
**Effective Interest Rate (EIR) expressed as interest rate per month.
Previous Versions
Here you can find the changelog of Tala - Fast Online Cash Loan since it was posted on our website on 2016-10-03 11:42:20.
The latest version is 7.89.0 and it was updated on 2024-04-19 21:18:22. See below the changes in each version.
Tala - Fast Online Cash Loan version 7.89.0
Updated At: 2021-06-17
Tala - Fast Online Cash Loan version 7.61.1
Updated At: 2020-05-21
Changes: **New Feature Alert!**
Now you can:
- Learn how to build a long-term budget
- Quickly access your account info
- Get inspired by how other Tala customers are building their futures
All directly from your Tala app!
Tala - Fast Online Cash Loan version 7.58.3
Updated At: 2020-04-08
Changes: We’ve made some changes to our app in response to COVID-19 crisis.
Tala - Fast Online Cash Loan version 7.56.3
Updated At: 2020-03-11
Changes: Salamat sa pagtiwala sa Tala! This update brings you:
- New help center in the app to answer your questions instantly
- New Tala Community available to all Tala Gold Status customers
Tala - Fast Online Cash Loan version 7.55.1
Updated At: 2020-03-03
Changes: Salamat sa pagtiwala sa Tala! This update provides you with an enhanced app experience and eliminates unexpected bugs!
Tala - Fast Online Cash Loan version 7.54.0
Updated At: 2020-02-19
Changes: This update includes app improvements and new features to help you manage your finances!
Disclaimer
Official Google Play Link
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